Analisis Uang Elektronik di Indonesia

Analisis Uang Elektronik di Indonesia, E-Money, Inflation, Money Supply, Interest Rates, Electronic Money Transactions...

Author: IKA RAHAYU
Date: 2025
Keywords: E-Money, Inflation, Money Supply, Interest Rates, Electronic Money Transactions
Type: Jurnal
Category: penelitian

Today's advanced technology encourages people to transact using electronic money (e-money). Currently, more and more Indonesians are using electronic money, this can be seen from the volume of electronic money transactions that have increased from year to year. People prefer to transact using electronic money because it is easier to transact with traders. This study aims to analyze the variables of interest rates, inflation, money supply, e-money, and electronic money transactions in Indonesia. This type of research is a quantitative analysis using secondary data from 2011 to 2021 with quarterly data type per year taken from Bank Indonesia (BI), World Bank, and BPS (Central Bureau of Statistics). The analysis method used is VAR (Vector Autoregressive) and sharpened with Forecast Error Variance Decomposition (FEVD). The results of the VAR analysis show that there is a contribution to the variable itself and other variables. From the estimation results it turns out that there is a reciprocal relationship between one variable and another or in other words all variables, namely Inflation, JUB, E-Money, Interest Rates, and Electronic Money Transactions, contribute to each other. The results of the FEVD analysis show that not all variables contribute to the variable itself.

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